Disclaimer

Educational Purpose Only

Lamorinda Ready (“Site,” “we,” “us”) is an independent community education resource dedicated to wildfire preparedness in the Lamorinda area (Lafayette, Moraga, and Orinda, California). All content, tools, data visualizations, guides, checklists, and recommendations on this Site are provided for general educational and informational purposes only.

Lamorinda Ready is not a government agency, fire department, emergency service, licensed insurance agent, licensed insurance broker, financial advisor, licensed contractor, licensed engineer, licensed architect, attorney, or other licensed professional. Nothing on this Site constitutes or should be construed as professional advice of any kind, including but not limited to:

• Legal advice
• Insurance advice or solicitation
• Financial or investment advice
• Engineering, architectural, or construction advice
• Emergency management guidance
• Medical or health advice

You should not act or refrain from acting based solely on information found on this Site. Always seek the counsel of qualified, licensed professionals for specific advice related to your circumstances.

Data Accuracy and Limitations

The Site presents data and information derived from publicly available government and third-party sources, including but not limited to CAL FIRE, NOAA, IBHS, and county assessor records. While we make reasonable efforts to present this information accurately:

• Data may be outdated, incomplete, or inaccurate. Government data sources update on their own schedules. We do not guarantee that information on this Site reflects the most current data available.
• Address matching and geocoding are approximate. Tools that look up information by address (such as the Fire Hazard Zone Lookup) rely on geocoding services and geographic boundary data that may contain errors, particularly at zone boundaries.
• Fire zone designations do not determine insurance eligibility or rates. Insurers use their own proprietary risk models and underwriting criteria. A zone designation shown on this Site is not binding on any insurer or government agency.
• Live conditions data is not real-time. Fire danger ratings and weather data displayed on this Site are derived from public data feeds and may not reflect current conditions, local microclimates, or emerging hazards.
• Insurance and financial information is general in nature. Information about carrier programs, discounts, coverage types, and market conditions is based on publicly available sources and is subject to change without notice. Individual eligibility, rates, and coverage terms vary.

Not a Substitute for Official Emergency Alerts

This Site is not a substitute for official emergency alerts, warnings, or evacuation orders. Do not rely on any information displayed on this Site for evacuation, shelter-in-place, or other personal safety decisions. Always follow official guidance from:

• CAL FIRE — fire.ca.gov
• Moraga-Orinda Fire District (MOFD) — mofd.org
• Contra Costa County Fire Protection District (ConFire) — cccfpd.org
• Contra Costa County Office of the Sheriff — Emergency Services
• National Weather Service (NWS)

Sign up for official local alerts through your county's emergency notification system (e.g., Contra Costa County Community Warning System).

Third-Party Links and Resources

The Site may contain links to third-party websites, service providers, products, and resources. These links are provided for your convenience and reference only. Lamorinda Ready does not endorse, verify, control, or guarantee the accuracy, relevance, timeliness, or completeness of information on any third-party site.

Inclusion in our Provider Directory does not constitute an endorsement, recommendation, or guarantee of any provider's qualifications, work quality, licensing status, insurance coverage, or fitness for any particular purpose. You are solely responsible for evaluating and selecting any service provider, including verifying their license status through the California Contractors State License Board (CSLB) and confirming adequate insurance coverage.

Home Hardening and Construction Guidance

Guides, checklists, scoring tools, and recommendations regarding home hardening, defensible space, construction materials, and property modifications are for educational purposes only. They do not constitute professional engineering, architectural, or contracting advice. Building codes, permit requirements, fire codes, and material standards vary by jurisdiction and are subject to change. Always:

• Consult with licensed contractors, engineers, or architects before undertaking work
• Obtain required permits from your local building department
• Verify that any work complies with current California Building Code (CBC) and local ordinances

The Home Fire Readiness (HFR) Score and related assessment tools are educational estimates based on user-provided information. They are not professional inspections or certifications and should not be relied upon as a substitute for professional evaluation.

User Assumption of Risk

By using this Site, you acknowledge and agree that:

1. You use the Site and its tools, data, and content at your own risk.
2. Wildfire risk is inherently complex and depends on factors beyond what any website can capture, including real-time weather, vegetation conditions, firefighting resource allocation, and neighboring properties.
3. No action taken based on information from this Site guarantees protection from wildfire, insurance coverage, insurance premium reductions, or any other outcome.
4. You are solely responsible for verifying any information obtained from this Site with authoritative sources before making decisions.

Limitation of Liability

To the fullest extent permitted by applicable law, Lamorinda Ready, its operators, members, officers, employees, contributors, affiliates, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to:

• Your use of or inability to use the Site
• Any errors, inaccuracies, or omissions in Site content, data, or tools
• Any action taken or not taken based on information from the Site
• Any interaction with third-party providers found through the Site
• Any interruption or cessation of Site services
• Any unauthorized access to or alteration of your data

This limitation applies regardless of the theory of liability (contract, tort, strict liability, or otherwise), even if Lamorinda Ready has been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Lamorinda Ready, its operators, members, and affiliates from any claims, damages, losses, liabilities, costs, or expenses (including reasonable attorneys' fees) arising from your use of the Site, your violation of these terms, or your violation of any rights of another party.

California Governing Law

This Disclaimer is governed by the laws of the State of California. Any disputes shall be resolved in the courts of Contra Costa County, California.

Changes to This Disclaimer

We may update this Disclaimer at any time. Changes are effective when posted. Your continued use of the Site after changes constitutes acceptance.

Contact

Questions about this Disclaimer may be directed to: lamorindaready@gmail.com